Compare & save on life insurance

Compare Your Life Insurance Premium & Get Up To $2,000,000 In Cover For Less

Free 60-second check · No obligation

Compare & save on life insurance

Compare Your Life Insurance Premium & Get Up To $2,000,000 In Cover For Less

Many Kiwis set up their cover years ago and never checked it again. Answer a few quick questions and a licensed Kiwi adviser will compare options to see if you could get more cover, or pay less for what you have.

Cover amounts you can compareUp to $2M

$250K$500K$1M$1.5M$2M

Compare cover from leading NZ insurers
Already covered? Check if you're overpaying
Free, no obligation, takes 60 seconds

Rated 4.7/5 by 500+ Kiwis

1,162 Kiwis matched this month

Rated 4.7/5

1,162 Kiwis matched this month

Answer a few quick questions and a licensed Kiwi adviser will compare options to see if you could get more cover, or pay less for what you have.

$2M

Cover you can compare

60 sec

To check your options

To compare, no obligation

Why up to $2,000,000

Enough Cover To Keep Your Family's Life On Track

A lot of Kiwis are underinsured without realising it. The right amount of cover means the people you love keep their home and their plans, not just get by.

Clear the mortgage

So your family can stay in the home they know.

Replace your income

Cover the bills for years, not just a few months.

Fund the kids' future

School, uni and a fair start, whatever happens.

Leave no debts behind

Loans, cards and final costs, all taken care of.

Already have cover?

Premiums For The Same Cover Can Differ Between Insurers

If you haven't compared in a while, you could be paying more than you need to, or have less cover than your family needs today.

Set and forget

Cover you took out years ago

Premium creeping up every year
Cover amount set for the life you had then
Never compared against other insurers

After a free check

Cover that fits your life now

Options compared from leading NZ insurers
Cover sized to your mortgage, income and family
See if you could pay less or get more for your money

Compare my cover now

Free · 60 seconds · No obligation

How it works

Three Simple Steps

No forms to print, no pushy sales calls. Just a quick check and a straight answer.

Answer a few questions

Tell us a little about yourself. It takes around 60 seconds.

An adviser compares options

A licensed Kiwi adviser looks at cover up to $2M and what it would cost you.

You decide

If it's a better deal, they help you set it up. If not, you walk away. No cost either way.

What other Kiwis are saying

Real Feedback From Real Kiwis

Quick, simple and no hard sell.

"I thought life insurance would be way more expensive than it actually was. Took less than a minute to find out what I could get."

John S. Hamilton

"Getting cover sorted was quicker than I expected. The adviser was patient, didn't push anything, and now I know my family will be looked after."

Elizabeth R. Auckland

"Straightforward process, no hard sell. The adviser walked me through everything and answered all my questions properly."

Brenda S. Wellington

Testimonials may use actors to present feedback received from real clients or partners. Cover is subject to eligibility and terms.

Common questions

Quick Answers, Before You Start

Everything you need to know about comparing your cover.

Can I really get up to $2,000,000 of cover?

Many Kiwis can, but it depends on your age, health, lifestyle, income and the insurer's assessment. Your adviser will tell you how much cover you could qualify for and what it would cost.

I already have life insurance. Is this for me?

Yes. Premiums for the same cover can differ between insurers, and many people haven't reviewed their policy in years. A free comparison shows whether you could pay less or get more cover for your money. Your adviser will also flag anything you'd give up by switching.

How much does life insurance cost in NZ?

Premiums depend on your age, smoking status, health and how much cover you choose. Your adviser will show you real numbers for your situation before you decide anything.

Will I need a medical exam?

It depends on how much cover you apply for and your health history. Many people only answer health and lifestyle questions, while larger amounts can sometimes need extra checks. Your adviser will tell you upfront what applies to you.

Is it really free?

Yes. Comparing cover and speaking with an adviser costs nothing, and there's no obligation to take out or change a policy.

Who are you matching me with?

Eternal Cover introduces you to one of our partner Financial Advice Providers, licensed and registered with the FMA and listed on the NZ Financial Service Provider Register (FSPR).

See If You Could Get More Cover For Less

Up to $2,000,000 of cover, compared for you by a licensed Kiwi adviser. Takes 60 seconds.

Start my free comparison

Your information is kept private and secure

By continuing, you agree to be contacted by a licensed financial adviser from one of our partner advice firms about your life insurance enquiry by phone, SMS or email, and you agree to our Privacy Policy.

Eternal Cover is solely used for marketing purposes and no advice is provided directly from this site. Eternal Cover introduces you to a potential partner that can help give you individual advice and match you to the right solution for your personal circumstances. These partners are financial advisers who are licensed and registered Financial Advice Providers listed on the Financial Service Provider Register (FSPR), and are regulated and authorized by the Financial Markets Authority (fma.govt.nz). Every partner will provide a Disclosure Statement and their unique FSP number as required by law. At no time do we provide advice of any type; once you obtain advice from our partner, your relationship is with the partner, and we not responsible for that advice. Please refer to our complete Disclosure and Privacy Policy

Nothing on this website constitutes financial advice.

We will sometimes use testimonials or case studies from our clients or partners and publish these online, including on social media. Where do this, we will often use actors to deliver and present the content that we have received from real clients or partners.

$11.96 per fortnight ($5.98 per week) Life Insurance based on a non-smoking 35 year old male with $250,000 cover provided by AIA Starter Life. Accurate as of 25 July 2022. Less than $2 per day Health/Medical Insurance based on a non-smoking 35 year old male cover provided by Southern Cross Health Insurance at $26.60 per fortnight. Accurate as of 28 July 2022.

By submitting the form you agree to be contacted by telephone/sms or email by one of our partners who is a Financial Advice Provider or Company Representative and agree to our Terms & Conditions and Privacy Policy.

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